This is not the Matthew Clemmens who intentionally vomited on an 11 year old girl at a recent Phillies game. You can read about him here. Our advice columnist Matthew Clemmens is a purely fictional 21 year old from Cherry Hill, New Jersey that is in no way related to the real Matthew Clemmens, who allegedly intentionally vomited on an 11 year old girl at a Phillies game. G:TB would never seek advice from THAT Matthew Clemmens, even for the sake of humor. And this fictional Matthew Clemmens does NOT look like the following citizen. Not in the least.
Dear Mr. Clemmens:
I recently shifted the balance of my Roth IRA into a 403B and I'm wondering what the consequences will be with the IRS. I own my own business, and for the past seven years I've been putting 25 percent of my income into the 403B. Will the Roth transfer default the tax benefit?
Confused in Kentucky
Confused:
There are several catch-up provisions available in regards to 403B contributions, and as long as you haven't contributed 25,000 dollars into your fund, then you can utilize these. If you have, then you might owe the government some money. Your closest IRS office is in Charlotte, NC. I would address a large manila envelope to your regional office, stick your fingers down your throat, and upchuck a bile filled load of undigested pork into the envelope. Then send it express mail with delivery confirmation so you know it gets there while it is still moist.
Dear Matt:
When I'm on a date, I never know if I should reach for my purse once the check comes. I know we live in a time when women are supposed to be liberated, but I still think when a man takes a girl out he should pay. What do you think?
A Curious Lady
Curious:
Although your date will most likely pick up the check, you should still offer to split it with him. You are showing your date that you understand the zeitgeist of this modern age: women are no longer to be protected from reality. Things cost money, and you'll show that you understand this, and that you understand the value of money. Most importantly, you'll show him that you know what it takes to be independent in society.
Just the other day, I gave an 11 year old girl at a baseball game a similar lesson. She thought that because she was young kid enjoying a sporting event with her dad, she wouldn't be intentionally vomited on. I showed her! That's a girl who will understand what it's like in the real world!

Hey Clemmens:
I'm pretty sure this bitch that I work with at the Stop and Shop scratched my car door. I'm pretty sure it's her because she always parks next to me and she's old and senile and she'd probably do something like that and not even notice or leave a note or anything. How should I get revenge?
Pissed off in PA
Pissed:
I will quote Spinal Tap guitarist Nigel Tufnel here. "You really can't dust for vomit." Eat a shitload of Cheetos, drink a case of beer, stick your fingers down your throat, and give her driver side door a paint job she'll never forget. Not only will you exact your revenge, but if you're not caught in the act, it will be near impossible to prove that it is your vomit. Even though you get an employee discount at The Stop and Shop, you should buy the Cheetos in the next town over.
